[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fontanus.cz\/pozor-na-nevyhodne-produkty\/#Article","mainEntityOfPage":"https:\/\/www.fontanus.cz\/pozor-na-nevyhodne-produkty\/","headline":"Pozor na nev\u00fdhodn\u00e9 produkty","name":"Pozor na nev\u00fdhodn\u00e9 produkty","description":"Spousta lid\u00ed si pravideln\u011b bere n\u011bjak\u00fd \u00fav\u011br. D\u00edky n\u011bmu si toti\u017e mohou dovolit koupit hned t\u0159eba novou pra\u010dku. Mnoho lid\u00ed toti\u017e nem\u00e1 naspo\u0159en\u00e9 \u017e\u00e1dn\u00e9 pen\u00edze pro p\u0159\u00edpad, \u017ee by pot\u0159ebovali zaplatit ne\u010dekan\u00fd v\u00fddaj, jako je nap\u0159\u00edklad rozbit\u00fd spot\u0159ebi\u010d. Je to tak\u00e9 o finan\u010dn\u00ed gramotnosti, a nejen o ni\u017e\u0161\u00edch p\u0159\u00edjmech. Spousta lid\u00ed se nech\u00e1 zl\u00e1kat r\u016fzn\u00fdmi […]","datePublished":"2024-09-16","dateModified":"2024-09-16","author":{"@type":"Person","@id":"https:\/\/www.fontanus.cz\/author\/#Person","name":"","url":"https:\/\/www.fontanus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fontanus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fontanus.cz\/wp-content\/uploads\/money-2724245_640_10_10_10_10_10_10_10_10_10_10_8.jpg","url":"https:\/\/www.fontanus.cz\/wp-content\/uploads\/money-2724245_640_10_10_10_10_10_10_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.fontanus.cz\/pozor-na-nevyhodne-produkty\/","about":["Finance"],"wordCount":403,"articleBody":"   Spousta lid\u00ed si pravideln\u011b bere n\u011bjak\u00fd \u00fav\u011br. D\u00edky n\u011bmu si toti\u017e mohou dovolit koupit hned t\u0159eba novou pra\u010dku. Mnoho lid\u00ed toti\u017e nem\u00e1 naspo\u0159en\u00e9 \u017e\u00e1dn\u00e9 pen\u00edze pro p\u0159\u00edpad, \u017ee by pot\u0159ebovali zaplatit ne\u010dekan\u00fd v\u00fddaj, jako je nap\u0159\u00edklad rozbit\u00fd spot\u0159ebi\u010d. Je to tak\u00e9 o finan\u010dn\u00ed gramotnosti, a nejen o ni\u017e\u0161\u00edch p\u0159\u00edjmech. Spousta lid\u00ed se nech\u00e1 zl\u00e1kat r\u016fzn\u00fdmi reklamn\u00edmi triky, a potom si vezmou \u00fav\u011br, u n\u011bj\u017e p\u0159eplat\u00ed v\u00edce ne\u017e by \u010dekali. Nal\u00e1kat lidi je jednoduch\u00e9, sta\u010d\u00ed jim sl\u00edbit n\u011bco zadarmo. U \u00fav\u011br\u016f to b\u00fdv\u00e1 klasicky sjedn\u00e1n\u00ed nebo p\u0159ed\u010dasn\u00e9 splacen\u00ed. \u010casto se ale st\u00e1v\u00e1, \u017ee n\u011bkter\u00e9 spole\u010dnosti poskytuj\u00edc\u00ed \u00fav\u011bry nakonec i tyto slu\u017eby \u201czdarma\u201d po\u0159\u00e1dn\u011b zpoplatn\u00ed. Zadarmo nen\u00ed v\u017edy zadarmo Americka-nebankovni-hypoteka a tak je pot\u0159eba po\u0159\u00e1dn\u011b si po\u0159\u00e1dn\u011b \u010d\u00edst smluvn\u00ed podm\u00ednky. Jakmile smlouvu podep\u00ed\u0161ete, u\u017e v\u00e1s zavazuje a vyv\u00e1zat se z n\u00ed nen\u00ed jednoduch\u00e9.P\u016fj\u010dujte si s rozumem I kdy\u017e je dnes mo\u017en\u00e9 si \u00fav\u011br sjednat i online a mnoz\u00ed obchodn\u00edci tuto mo\u017enost nab\u00edz\u00ed p\u0159\u00edmo na sv\u00e9m e-shopu p\u0159i prodeji zbo\u017e\u00ed na spl\u00e1tky, rozhodn\u011b nen\u00ed dobr\u00e9 tuto mo\u017enost vyu\u017e\u00edvat n\u011bjak \u010dasto. Jde o to, \u017ee byste mohli m\u00edt probl\u00e9my se spl\u00e1cen\u00edm. Lid\u00e9 s ni\u017e\u0161\u00ed finan\u010dn\u00ed gramotnost\u00ed si \u010dasto berou v\u00edce \u00fav\u011br\u016f najednou, proto\u017ee zejm\u00e9na pochybn\u011bj\u0161\u00ed firmy nekontroluj\u00ed p\u0159\u00edjmy a v\u00fddaje \u017eadatel\u016f, a automaticky schv\u00e1l\u00ed \u00fav\u011br v\u0161em. Je na ka\u017ed\u00e9m, aby byl zodpov\u011bdn\u00fd za svoje finance a svoje rozhodnut\u00ed, tak\u017ee dovolat se neplatnosti takov\u00e9 smlouvy je nemo\u017en\u00e9.Nespl\u00e1cejte spl\u00e1tky dal\u0161\u00ed p\u016fj\u010dkou N\u011bkte\u0159\u00ed lid\u00e9 si mysleli, \u017ee kdy\u017e si vezmou druhou p\u016fj\u010dku na spl\u00e1cen\u00ed t\u00e9 prvn\u00ed, tak to bude v po\u0159\u00e1dku. Jen\u017ee pak m\u00e1te p\u016fj\u010dky dv\u011b a ob\u011b mus\u00edte z n\u011b\u010deho platit. Lid\u00e9 se tak velice snadno dost\u00e1vali do dluhov\u00e9 pasti, a nez\u0159\u00eddka kon\u010dili v exekuc\u00edch. Je to zbyte\u010dn\u00e1 komplikace, proto\u017ee takov\u00fd \u010dlov\u011bk potom nedostane hypot\u00e9ku, pokud by prost\u0159ednictv\u00edm hypot\u00e9ky cht\u011bl financovat po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pozor na nev\u00fdhodn\u00e9 produkty","item":"https:\/\/www.fontanus.cz\/pozor-na-nevyhodne-produkty\/#breadcrumbitem"}]}]